We live in uncertain times. Just look at all the financial and economic fallout from the COVID-19 pandemic, the social problems around the world, and our increasing political uncertainty. Amid all this, we must go about our business, our investing, and live our lives. And to do that...
Most Australians are only vaguely aware – or completely unaware – of the fact that credit-reporting agencies monitor their financial transactions. While most Australians don’t give much thought to what’s on their credit report, the credit score that’s based on the contents of that report can...
It’s easy to walk into debt, but so much harder to get out of it. You must own your mess and know that your financial reason for living is to pay down your debt, writes Glen James author of Sort Your Money Out & Get Invested. Apathy...
Is the key to saving a home deposit as simple as giving up ‘smashed avo’? Well not quite, but spending less does make a difference. On top of a budget, a savings plan, and strategies such as a high-interest savings account, an effective way to save is...
If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate your level of financial wellness? Do you think you’re in a good position to meet your immediate and near-term financial obligations? What...
Bringing your spending under control can sometimes feel daunting. Here are some ways to start. More than a few titans of the finance world have suggested that earning money isn’t the hard part. Keeping it is. Speaking to nestegg, 86 400 CFO Belinda Hogan shared a few...
The expectations of Australian investors remain high, despite the circumstances. While the behavioural implications of COVID-19 are likely to be studied for decades to come, early data suggests that the pandemic had a big impact on the financial attitudes of investors. According to research released as part...
Don't confuse debt consolidation with debt elimination. If you’re swamped with credit card debt and personal loans, it can sometimes help to talk to a professional about debt consolidation. However, you need to be wary so you don't end up paying more in the long term...
Starting a family, whether it be taking those first steps of planning or knowing your baby is on their way, is exciting – and expensive. Before you start thinking of paint colours for the nursery, it’s wise to understand the costs involved in raising a...
It's challenging to get a foot on the property ladder and coming up with a large enough deposit can seem like an impossible task at times. One way of increasing your savings is to boost the amount of money you have coming in. When it comes...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.