19 Feb A challenge for China and investors
Since the news of the coronavirus broke, the human impact globally has been significant and continues to rise.
...
Education
04 Feb The insidious effects of financial abuse
Financial abuse is an insidious form of abuse that can be just as damaging as physical or sexual violence. It can involve restrictions being placed on a person’s ability to access their finances, but also to work or study in order to achieve financial independence....
18 Dec Prevent A Nasty Property Surprise
Home buyers and real estate investors are being warned to watch out for the hidden traps that may be lurking in their potential purchases. Leaky showers, cracked ceilings and self-opening doors and among the signs pointing to bigger and more costly “nasty surprises”, the Association of...
11 Dec What’s A Better Strategy To Access Equity: Take Out A Line Of Credit Or Just Top Up A Loan?
Lines of credit can be very useful; however, you need to be careful regarding an evergreen set-up in which no repayments are needed and the interest is added on to the loan. Years ago that was a sound strategy for increasing your tax deductible debt. This...
26 Oct Victoria pledges $10m to better support people with personality disorders
Victorians living with a severe personality disorder will soon have better access to the ongoing care and support they need. The Garden State’s Minister for Mental Health, Martin Foley, announced earlier this week almost $10 million in funding for the Personality Disorder Initiative, which is now...
10 Oct What is a split home loan?
It's simply dividing your home loan into two or more loans. For example, let's say you have a $200,000 home loan. You could divide your loan into one portion being $150,000 and the other $50,000. Why would you do that? It can protect you against rate fluctuations if...
03 Oct What is a repayment holiday?
Exactly that. A period of time where you don't make any repayments on your home loan. Usually it's a time when your financial situation changes...
06 Jun Your personal financial register
Have you written a personal financial register, listing your super and non-super investments, your other assets, your income and any debts?
...
18 Apr What investors can expect as key moves affecting markets await
Investors saw increased market volatility and uncertainty at the end of 2018, largely because of a changing investment landscape and slowing global economy.
...
14 Apr ATO flags PAYG obligations for SMSFs with legacy pensions
The ATO has reminded SMSFs that are paying capped defined benefit income streams to members to ensure they are meeting their PAYG obligations.
...