As Australians everywhere take a close look at their financial circumstances, mortgage brokers stand ready to lend a helping hand. Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an increasing number of Australians may be struggling to balance their...
The COVID-19 pandemic has accelerated younger Australians’ desire to own their own home, despite affordability remaining a significant concern, new research has revealed. Survey data released has shown that COVID-19 has been a wake-up call for young people to pay attention to their finances, with a...
Mixed-use properties offer a way to invest in both the residential and commercial property markets. While commercial loans often have higher interest rates than a home loan, the current low-rate environment and high rates of return could mean now’s your time to consider the pros...
Australia’s cash rate is now the lowest it has been in 23 years, a reaction initially to stunted economic growth and now to the impact of COVID-19 on the local and global economic landscape. As the uncharted negative interest rate zone looms, is it worth...
Building a new home that looks and feels just right – or making big changes to the place you live – is a goal for many. But it can be a more complicated process and a very different experience to buying an existing property. And...
Taking a short-term break from paying off your mortgage isn’t a new idea, but as the bite of the COVID-19 pandemic grips harder and harder, more Australians are applying to do so. With the RBA’s cash rate held at a record low of 0.25%, what...
Running a few simple checks on your mortgage could potentially save you thousands of dollars over the life of your loan. For many of us, paying off a mortgage is likely to be one of the biggest regular expenses in our budget. And it could stay...
In a positive sign for the Australian economy, nearly 7 in 10 Australians who paused payments due to the COVID-19 pandemic have resumed repaying their mortgages, new figures have shown. The Australian Banking Association (ABA) said the fall in deferred loans are now less than 300,000, which...
The federal government has announced the extension of the First Home Loan Deposit Scheme, opening up 10,000 new places to aid in post-COVID-19 economic recovery. The First Home Loan Deposit Scheme (FHLDS) allows eligible applicants to purchase a home (within certain price restrictions based on location)...
The traditional spring selling season is in full effect with new home lending rising in September, official figures have shown. Stats released by the Australian Bureau of Statistics (ABS) show the total value of new loan commitments for housing rose 5.9 per cent in September, seasonally adjusted. The...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.