It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a number of reasons why you might want to refinance: you can consolidate debt...
Gen Y has been brandished a generation of non-savers but that is not the reality. Gen Y is saving but unlike earlier generations they are not necessarily saving for a home. Some of that move away from saving for a home comes down to the high...
If you’ve always thought property prices only go up… With so much emphasis on property in the media, it can be difficult to sort fact from fiction. But before investing in any type of asset—including property—it pays to consider the pros and cons, and any commonly...
Taking stock of how your life’s travelling at the start of a new year is a great idea but you might feel more urgency if you’ve recently come to the end of a serious, long term relationship or gone through a divorce. What’s next, you want...
Also called insurance or growth bonds, investment bonds can be a tax-effective way to save for something big. If you’re saving for a particular goal, looking for an alternative to super, or want to ensure those who matter most are taken care of after you’re gone,...
Most Australians indicate their biggest life goal is a financial one, but many admit failing to plan is a roadblock. Increased household debt, record-high property prices and the aftermath of the global financial crisis have not impeded Australians’ belief in their ability to achieve their goals. In...
While talking about money is not the most romantic way to spend an evening, it's worth putting some time aside to explore shared goals and the way you manage your money as a twosome. Our approach to managing household finances can make a big difference to...
We all dream of an unexpected windfall, and there may be no better way to kick start 2018 than with some extra cash to your name. With a bit of digging around, it can be possible to find some forgotten funds you’re entitled to. A treasure trove...
While property investing is one of Australia’s favourite past times, it doesn’t mean it’s always an easy ride. There are ups and downs and certainly rewards to reap, but you do have to put in some ground work and planning to become a successful investor. This...
Increasing house prices are good news for property owners but can be a bit of a hurdle for people trying to get into the market. If, like many of our clients, your goal is to help your children buy a home, there are a few ways...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.