For Aussie millennials, owning property can feel like a bit of a pipe dream – especially if you happen to live in a capital city. After all, who can forget the smashed avo-on-toast saga of 2017? But contrary to what sensationalist headlines may lead us to believe,...
Increasing house prices are good news for property owners but can be a bit of a hurdle for people trying to get into the market. If, like many of our clients, your goal is to help your children buy a home, there are a few ways...
Getting your hands on a piece of the property market is a huge learning experience and one of the most exciting (and daunting) milestones you can achieve in your adult life. At the same time, the process of becoming a homeowner can be an emotional,...
If you’re buying a property or considering refinancing your home loan in 2019, you may be asking yourself whether to fix your interest rate or not. Many people think about switching to a fixed interest rate mortgage when interest rates are low, in the belief...
It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why: The redraw facility explained A redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on interest. If you pay more...
Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shopped around,...
For Aussie millennials, owning property can feel like a bit of a pipe dream – especially if you happen to live in a capital city. After all, who can forget the smashed avo-on-toast saga of 2017? But contrary to what sensationalist headlines may lead us to believe,...
It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home loan sector, refinancing can be a good move. There are a number of reasons why you might want to refinance: you can consolidate debt...
By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year to ensure the interest rates, fees and features continue to...
It doesn’t have to be the stuff of dreams. There are several strategies that could help you pay off your home loan sooner. And it doesn’t necessarily mean sacrificing the things you love doing today. The first step towards paying off your home sooner is to...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.