There are many types of concession and healthcare cards available to help older Australians access discounts offered by governments, local councils, utility companies and private businesses. These discounts can amount to considerable savings over the year and can be just as valuable as income support payments. But,...
With global share markets falling fast, yet again we have been reminded of the great bogeyman of markets – a crash. Even though most of us only live long enough to see two or maybe three really significant and lasting market crashes, it remains such an...
Treasurer Jim Chalmers has high hopes that his 2024 Federal Budget will rein in inflation earlier than expected, ease cost-of-living pressures and build a stronger economy in the future. It’s a Budget for the here and now, he says, but also for the decades to come. More...
The book that every investor should read is a lesson on how life experience shapes an investing philosophy. Gideons International is an organisation that distributes bibles. A lot of bibles. Since their founding they have distributed 1.3 billion of them. The bible of investing is...
No one is immune to errors, including the best investors in the world. Fortunately, investment mistakes can provide valuable lessons over time, providing investors an opportunity to gain insights on investing—and build more resilient portfolios. The CFA Institute has compiled a list of the top 20...
Binding and non-binding death benefit nominations have advantages and disadvantages and trustees should consider both before deciding on the most suitable option. For most Australians superannuation is their largest asset except for the family home, so it is important to consider how it should be dealt...
Strange times are afoot in financial markets with contradictory assumptions being priced into various asset classes. Here’s a great summary of the confusion investors must contend with at present… Stocks are falling like a recession is coming Oil prices are rising like theres no recession in sight Interest...
Now is the time to finalise your end of financial year planning and ensure your SMSF is prepared to enter the new financial year. To help you stay ahead, we have created a checklist of important considerations to address before 30 June 2023. Have you paid...
Investing on behalf of your children can give them a great financial head start in life. And the earlier you can begin, the higher the potential financial rewards for them in the longer term. The combination of regular ongoing contributions and compounding investment returns can add...
What is behavioral bias? When people make irrational decisions, it’s probably because of some human biases they have. These unconscious errors in our thinking can influence everything from the food we buy to the investments we make. Every day, behavioral bias has a huge impact in...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.