In May 2017, the Government announced that from 1 July 2018 eligible individuals will be able to apply to withdraw voluntary contributions made to super after 1 July 2017 for a first home. The introduction of the First Home Super Saver Scheme (FHSSS) represents an...
Almost one in four Australians (23%) believe they are definitely or mostly ‘living the dream’, according to recent research from the Financial Planning Association.i Here are six traits that have helped them to achieve their dreams. 1. Strong personal habits Australians living the dream are family oriented, spending...
How you’d like to spend your retirement is as unique as you. From the big life changing goals, to the smaller, more personal ones that give your life meaning. There’s no defined age you must retire by, and it isn’t just about your finances. Your state...
If you’re buying a property or considering refinancing your home loan in 2018, you may be asking yourself whether to fix your interest rate or not. Many people think about switching to a fixed interest rate mortgage when interest rates are low, in the belief...
If I could sum up the contents of my junk emails over the last 12 months in a single word it would be: Bitcoin. I can’t tell you how many unsolicited invitations I’ve received to start trading bitcoin – you may have experienced the same...
Despite concern, falling share prices are not necessarily a sign of a mild or major bear market situation. The share market correction many people are talking about at the moment is causing concern for a number of investors, including those accumulating super and drawing money from...
Key takeaways The global expansion should remain intact for 2018, though the near-perfect backdrop could deteriorate. The probability of a US recession is low, despite the maturing business cycle. As policymakers reduce monetary accommodation, inflation and market volatility could rise. To guard against the increasing...
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Investment markets are still in the "sweet spot" - but expect more volatility ahead! 2017 has been a pretty good year for investors as global growth and profits accelerated and centra banks stayed benign with rate changes due to low inflation. The “sweet spot” combination...
by Nathaniel Popper, New York TimesInitial coin offerings have come out of nowhere this year to become the talk of Silicon Valley and Wall Street. Programmers raised over $US2 billion ($2.6 billion) in the first nine months of the year by selling their own virtual currencies to...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.