Investment markets are experiencing renewed volatility in recent weeks as a result of rising interest rates as central banks try to control inflation. In Australia, inflation is at 5.1% (year over year) - a level we havent seen since early 2000's. The USA posted 8.6% in...
Every homeowner loves the idea of becoming mortgage-free faster and paying less interest in the lead up to that landmark event. Fortunately, there are some easy steps you can take to get there sooner – whether you’ve just got your first home loan, want to...
After years of record-low interest rates, the rate cycle has finally turned and rate rises are back on the agenda. While this is bad news for borrowers, it is good news for many investors, especially those who need to live off the income their investments generate. The...
If so, you may wish to hold off until April 2022 - so you can benefit from the changes to the downsizer superannuation contribition rules which take effect on July 1st! Currently if you downsize your home and you are over age 65, then you (and...
Housing affordability has been an issue in Australia for quite some time - but since the 1990s it’s gone from being a periodic cyclical concern to a chronic problem. The 20% rise in prices over the last year has put the spotlight on the issue...
Whether downsizing your home, relocating to a new city, modifying your existing property, or entering an independent or assisted living arrangement is on the cards, thinking ahead could create more certainty. When thinking about your retirement, financial and non-financial considerations will all play a part. Downsizing your...
Key points - Share markets have hit the wobbles lately on the back of a long worry list ranging from growth concerns, central bank tapering, the US debt ceiling and fears of about China Evergrande’s problems. - Shares may still have more downside as it will take...
Evergrande’s recent troubling financial news has deeply shaken investor confidence in the Chinese property developer. Now fears have spread beyond Evergrande to China’s other property developers, causing their bond prices to fall too. Is this China’s Lehman Brothers moment? Will the potential collapse of this...
Income Test and Assets Test – what is the relationship? We are often asked how the Age Pension Income Test and Assets Test inter-relate with each other when a person’s age pension entitlement is determined? The simple answer is that both tests are applied separately to a person’ s...
The 1 July 2021 Superannuation Changes Changes from 1 July 2021 will impact on how much money you can contribute to superannuation and how much you can have in your retirement phase superannuation account. In general, your superannuation is either in an accumulation account (when you are...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.