Don’t discount your plans to buy a new home or investment property just yet. No surprises that “how will coronavirus affect house prices?” is one of the most Googled questions since the outbreak. We think that there will be some great opportunities for buyers to negotiate...
Many lenders are now offering a 3 to 6 month “repayment holiday” to help people with their cash flow. This means that you wont have to make any loan repayments at all – which is very helpful if for example you have lost your job, or you want to...
You might be able to benefit from this unfortunate situation. The latest rate cut last week in response to the virus, brought Australia another record low of 0.25 per cent. The banks responded, and now we’re seeing rates as low as 2.19 per cent**. That’s all time lows! My advice?...
The Government is helping people who’ve lost their jobs with income support including the Jobseeker program. Read more about it here https://treasury.gov.au/coronavirus/households In addition, as a last resort, you could also chat to your financial planner or accountant about accessing money from your superfund (up to $10,000 can...
We welcome the government’s cash flow boost to business owners of between $20,000 and $100,000. The recently announced Jobkeeper incentive will also help you retain employees by paying the first $1,500 of their fortnightly salary - and there's more to come with a rumoured rental...
If the threat of a large-scale outbreak of an infectious disease isn’t enough to worry about, the financial implications of coronavirus is also making investors nervous. In this article, we share how coronavirus may impact investments and how investors can respond to market shocks....
Recently APRA announced major changes to the structure of Income Protection policies. It will occur in a matter of weeks and is not receiving any publicity in the mainstream media so we felt this update was important so that you can make an informed decision. What is Income...
Superannuation is one of the key battlegrounds in the upcoming federal election. Here, we run through the key policy pushes from both of the major parties. CONTRIBUTIONS Non-concessional contributions cap Current law You can make non-concessional contributions of up to $100,000 if you qualify and have a total superannuation...
Key points - The 2019-20 Budget “delivers” the long-awaited surplus and increased fiscal stimulus mainly via tax cuts/offsets. - The main risk is that the revenue boost is not sustained & the budget continues to have relatively optimistic assumptions regarding wages growth. - The impact on the RBA...
How might 2019 shape up across the investment landscape? Here’s our take on the key issues to pay attention to. Move over 2018 2018 was action packed and volatile with global equity markets, geopolitics and populism dominating the year. The result was that almost all...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.