While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may affect your family’s financial wellbeing. Different types of life insurance or personal insurance can provide an income when you’re unable earn,...
Managing risk is an essential part of investment strategy to reduce the potential for losses. Risk is not just associated with investing though - life can throw a curve ball or two and insurance is one way to manage risk in a broader context. It’s a matter...
When disaster strikes, the last thing you want to discover is that your insurance doesn’t stretch far enough. What is home underinsurance? Underinsurance means your insurance won’t cover the full cost to rebuild, repair or replace what you’ve lost. It's important to get the right amount of...
Here's a wild truth I've come to accept in my mid-30s: being an adult is mostly Googling how to do basic life stuff and hoping no one notices you're winging it. So much of your 20s is spent trying to keep your houseplants alive, navigating dodgy...
Australia’s healthcare system often leaves people grappling with unexpected costs when dealing with severe illness or injury. The cost of care can quickly escalate, and many Australians may find themselves facing significant out-of-pocket expenses. A recent report from Zurich highlights the high costs associated with healthcare...
Between sleepless nights and stressful calls to the doctor, childhood illness can take a profound emotional toll on families. Unfortunately, the steps towards recovery – the cost of care, loss of income, and the need for one parent to stop working – can also put...
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available. With income protection insurance, you can be paid some 70 per cent of your income for a specified...
With the cost of living on the rise, it’s more important than ever to have a financial safety net that protects you and your family in case the unexpected happens. Most Australian employees have some form of life insurance, often through their superannuation fund, but many...
A sudden death can place financial stress on those who depend on you. If this happens, life cover can help them pay the bills and other living expenses. What is life cover Life cover is also called 'term life insurance' or 'death cover'. It pays a lump...
When you think about building wealth, you may picture investments, property and superannuation. But there’s another critical element: insurance. It’s the silent partner in your financial strategy, quietly working behind the scenes to protect everything you’ve built. Strategic asset allocation is the hallmark of a robust...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.