There are plenty of misconceptions floating about concerning landlord insurance. Here are five common ones doing the rounds. Read on to sort the fact from fiction. Ever wondered where some of the ‘facts’ about landlord insurance have come from? So do we! Sometimes we are left scratching our heads about...
Sophisticated investors understand their portfolios are the equivalent of income-producing businesses and wealth-creation vehicles. What I mean is they don’t adopt a set-and-forget attitude, and then naively hope that it all works out in their financial favor… someday! Rather, just like business owners, they make sure they...
Making the leap from homeowner to property investor comes with a unique set of challenges and opportunities. While many landlords try to minimise their outlay and maximise their return – and understandably so – insurance is the one essential expense you simply can’t afford to scrimp...
With the cost of living on the rise, it’s more important than ever to have a financial safety net that protects you and your family in case the unexpected happens. Most Australian employees have some form of life insurance, often through their superannuation fund, but many...
It is a common misconception that insurance covers absolutely everything. Landlords may think they will be reimbursed by an insurer for any kind of rental loss or damage. But, this is not the case. Why? Because the overload in risk would make insurance unaffordable.Insurers need to strike a balance...
This won't save you from having to read your insurer's terms, but hopefully it sheds more light than that legal babble usually does...
These days, most people hold some form of life insurance in their super account. While this is a welcome safety net, the level of cover held this way is often inadequate. A Rice Warner study back in 2020 found that life cover within superannuation only met...
Change is a constant. Life is about change and as we embrace each new milestone and deal with the challenges life throws us from time to time, we grow as human beings. Just as life changes, so do your insurance needs. Personal insurance is never a...
Cut your car insurance costs to something more budget-friendly with these easy tips. Whether you’ve pursed the grey nomadding lifestyle and have hit the open road on an open-ended adventure or you’re simply using your car to run daily errands, finding ways to cut car...
Managing risk is an essential part of investment strategy to reduce the potential for losses. Risk is not just associated with investing though - life can throw a curve ball or two and insurance is one way to manage risk in a broader context. It’s a matter...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.