Give me the main points The most important reason to consider taking out life insurance is to protect your family if you die or become unable to work. There’s a good case for anyone with dependants or people who plan to have dependants to take out life...
Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some cases, you may be paying for nothing.Most super funds offer life and total and permanent disability (TPD) insurance to fund...
Most superannuation funds now offer life insurance for their members, but is it worth paying premiums out of your super for it? Here’s what to consider. If you’re reviewing your life insurance, check what cover you have through your super fund so you can compare it with other options....
While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may affect your family’s financial wellbeing. Different types of life insurance or personal insurance can provide an income when you’re unable earn,...
When getting ready to buy property, there are many things to keep track of as settlement approaches. An important consideration is what you will need in terms of insurance – admittedly not the most exciting part of buying a new home, but one which can...
When your deposit is less than 20% of the value of the property you're buying, a lender is going to charge you a hefty lender's mortgage insurance (LMI) premium to reduce its risks. LMI is one of those extra costs that often catches home buyers by...
Insurance is one of those things that some people mistakenly think isn't worth the cost. Unfortunately, that's why too many people choose not to take out appropriate insurance cover to insure their assets as well as their incomes. Thankfully, when it comes to insuring their homes, most...
Life is full of twists and turns, and it is important to be prepared for any possibility. Having adequate life insurance is an important safety net to have in place should something go wrong.Yet the gap between what we need and what we have, has...
These days, most people hold some form of life insurance in their super account. While this is a welcome safety net, the level of cover held this way is often inadequate. Holding the appropriate level of life insurance, whether inside or outside super, and reviewing it...
Change is a constant. Life is about change and as we embrace each new milestone and deal with the challenges life throws us from time to time, we grow as human beings. Just as life changes, so do your insurance needs. Personal insurance is never a...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.