The only constant in life is change, which is why life insurance is designed to be flexible. Here are five ways to review your cover to make sure it always suits your needs, plus the questions you should be asking yourself every 12 to 18...
While insurance is not always a compulsory purchase, it can do wonders for your peace of mind, whether it’s cover for an upcoming overseas trip or private health insurance to ensure all of your medical needs are taken care of, should any issues arise. However...
These days, most people hold some form of life insurance in their super account. While this is a welcome safety net, the level of cover held this way is often inadequate. A Rice Warner study back in 2020 found that life cover within superannuation only met...
Preview in new tab Change is a constant. Life is about change and as we embrace each new milestone and deal with the challenges life throws us from time to time, we grow as human beings. Just as life changes, so do your insurance needs. Personal insurance...
Achieving your long-term financial goals doesn’t need to be overwhelming. If you can put in place some basic financial steps, you are on the road to a successful outcome. It means keeping on top of your options and devising strategies for investment, debt reduction and risk...
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available. With income protection insurance, you can be paid some 70 per cent of your income for a specified...
Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some cases, you may be paying for nothing.Most super funds offer life and total and permanent disability (TPD) insurance to fund...
Give me the main points The most important reason to consider taking out life insurance is to protect your family if you die or become unable to work. There’s a good case for anyone with dependants or people who plan to have dependants to take out life...
Your cover is designed to reduce financial hardship for you and your loved ones, so it’s probably not something you should consider removing from the budget when cutting costs. However, we know every dollar is important. So we’ve compiled a range of options to help you...
Life cover is based on a simple idea, but that doesn’t mean all life policies are the same. Here’s what you need to know about how life insurance works, what you’re covered for, and how your policy will be paid out if something happens. There’s nothing...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.