The American pharmaceutical firm Pfizer, in collaboration with German firm BioNTech, surprised the world when it announced their coronavirus vaccine showed 90% efficacy in preventing COVID-19. Days later, another American firm, Moderna, announced their vaccine has nearly 95% efficacy. Shortly after this, AstraZeneca announced that...
Claiming income protection insurance while suffering from a mental health issue can be challenging, but it doesn’t have to be, writes Helen Baker. I’ve helped many clients access their income protection insurance for mental health reasons – people who are going through divorce, post-divorce, widowed, employment issues...
What’s the most important insurance to have, according to Australians? If you answered car insurance and home and contents insurance – you’re correct. They’re the only two types of insurance that are considered “essential services” by Australian policyholders, according to the results of a new survey from KPMG. The report, A...
Did you know advised individuals are more likely to be successful when making an insurance claim? Here’s why. Andrew Zbik, a senior financial planner with Creation Wealth, has conceded that insurance “is a complex thing”. “Different insurance policies cover you for different events. The right combination of insurance...
Disability insurance needs to be “simpler and cheaper” for all Australians, with a focus on return to health and work, a taskforce has found. Without an overhaul, those who need cover may not be able to afford it in the future and life insurance companies selling...
With many young Australians being forced to stay at home longer due to financial constraints, an advocacy group has proposed raising the age of dependency for health insurance as a way to save these Australians up to $12,600. In a conversation with nestegg, Members Health Fund...
The increased cost of health premiums coming into effect from 1 April has already prompted four in 10 privately insured Australians to reassess the value they are getting from their cover as new research revealed Australians’ use of their insurance inclusions. Research from insurance comparison service comparethemarket has...
Consumers could bear the brunt of an increase in the sheer magnitude and frequency of extreme weather events due to the impact climate is having on Australian insurers. A new risk radar report from Sparke Helmore Lawyers has revealed that the Australian insurance market continues to...
Occupation, smoking status and an individual’s age have all been revealed as key factors influencing an Australian worker’s likelihood of needing to make a disability or life insurance claim. A joint study from consulting firm KPMG and the Financial Services Council (FSC) has revealed that Australian...
Workers who have lost their jobs, been stood down or are working less hours as a result of COVID-19 won’t be negatively impacted by changes to their total and permanent disability (TPD) cover. The Financial Services Council (FSC) has outlined the life insurance industry’s new initiative,...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.