Also called insurance or growth bonds, investment bonds can be a tax-effective way to save for something big. If you’re saving for a particular goal, looking for an alternative to super, or want to ensure those who matter most are taken care of after you’re gone,...
Am I better off buying insurance through my super? When it comes to arranging insurance it’s important to decide what types of insurance are available to you and what you’ll need for your particular life circumstances. From here you’ll need to consider whether you should keep...
Have you ever wondered how you and your family would cope if you had an injury or illness and couldn’t work for several months or even years? For some people, income protection insurance might be the answer. So what is income protection insurance? Income protection insurance (or temporary...
Adult children living at home. It’s the premise for many a zany Hollywood comedy. Men in their ‘30s or ‘40s living with their mums, modern city families having to move to their parents’ country homes, houses packed to the rafters with multiple generations. Surprisingly, it’s the...
We’re designed to believe bad things won’t happen but it pays to think clearly and put plans in place, ahead of time. Behavioural science reveals that it’s in our nature to believe bad things won’t happen to us in the future, even if we’re accustomed to...
If your policy lapses, you may face more challenges than being unable to claim when you need to. If you let your insurance lapse, you may be in for a surprise down the track. Because letting your cover lapse can mean more than no longer having...
It’s that time of the year when our thoughts turn to summer holidays, but amid the excitement of choosing a destination, don’t forget to arrange travel cover. In the last three years, one in three Australians have headed off internationally without the protection of travel...
Life insurance is usually not something people think about until they begin to accumulate assets, debts and dependents. And there can be a fair amount of information to sift through, including some little known and commonly misunderstood facts. But you shouldn’t leave it too late in...
Stepped versus level premiums is a conversation we always have with every client when considering long term life insurance cover. Choosing which is better is more than an economic consideration and depends on the needs of the client. Life insurers generally offer clients the choice to have...
Snags sizzling on the BBQ, fresh-cut grass and a hint of sunscreen. Australia is the sunniest continent on earth. Whatever the season – summer, winter, autumn or spring – we're blessed with the kind of weather that makes Australia the envy of others; famous for our affinity with the...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.