These days, most people hold some form of life insurance in their super account. While this is a welcome safety net, the level of cover held this way is often inadequate. A Rice Warner study back in 2020 found that life cover within superannuation only met...
Change is a constant. Life is about change and as we embrace each new milestone and deal with the challenges life throws us from time to time, we grow as human beings. Just as life changes, so do your insurance needs. Personal insurance is never a...
Managing risk is an essential part of investment strategy to reduce the potential for losses. Risk is not just associated with investing though - life can throw a curve ball or two and insurance is one way to manage risk in a broader context. It’s a matter...
Achieving your long-term financial goals doesn’t need to be overwhelming. If you can put in place some basic financial steps, you are on the road to a successful outcome. It means keeping on top of your options and devising strategies for investment, debt reduction and risk...
Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available. With income protection insurance, you can be paid some 70 per cent of your income for a specified...
Our homes are our havens. Whether we own property or rent, our homes are often the most valuable asset we own, so naturally, we want to know how to protect them. Home insurance is a great way to safeguard ourselves against the unknown. But when the...
Australians are choosing to maintain life insurance and income protection policies over discretionary spending including gym memberships, holidays and mobile phone upgrades, new research has found. The study commissioned by life insurer NobleOak revealed more than three in four Australians (76 per cent) feel in control...
Car ownership can be extremely expensive when you factor in all costs including registration and car insurance. However, many Australians will be surprised to know that the location of your home can significantly impact the price of your car insurance. Location, location Car insurers take into consideration a...
I remember when I was a kid and all I could dream about was growing up. I’d dress up in my Mum’s heels, tap away on a typewriter and coil the phone cord around my finger (it was early the '90s after all). To me,...
It’s the life insurance option that many people don’t know about – yet trauma cover can be essential if you experience a sudden illness or accident. Here’s how it could protect you if the unexpected happens. What would you do if you were diagnosed with a...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.