Small changes in performance or fees can make a big difference in retirement. How often do you check in with your super? For younger Australians, the answer is likely to be “not very often”. Research by ASIC’s Moneysmart found that three in 10 millennials (aged 29 to...
There is no debate that Australians love investing in property. The value of Australian residential real estate at the end of August 2024 was an estimated $10.95 trillion. Some love it so much that they believe property is a better option for providing a retirement income....
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options. Easing into retirement You can keep...
Australia has a robust retirement savings system known as superannuation designed to provide financial security to Australians in their post-work years. But how exactly does this complex system work? This article aims to demystify the Australian superannuation system for both experts and casual readers alike. What is...
Six ways to get more money into your superannuation fund. The start of the 2024-25 financial year on 1 July saw some significant changes come through designed to help working Australians get more money into their superannuation. Fundamentally they involved increases to the statutory amounts individuals can...
There's almost $18 billion of unclaimed superannuation. Here's how to find it. When it comes to accumulated retirement savings, many Australians have a strong fear of running out of money before they die. Vanguard’s 2024 How Australia Retires research released in June found that almost one in two Australians...
You’ve probably heard that most wealthy people own nothing in their own names, but control everything through structures such as a trust. If Australia’s richest people use trusts, maybe it’s something you should consider also. Did you know that trusts have been around since the 12th Century? The Lord...
There are more than 600,000 self-managed super funds (SMSFs) in Australia controlling more than $700 billion – so on average each fund holds more than $1.2 million - and many people who set up an SMSF do so to have greater control over their investments...
As the financial year draws to a close, it's the perfect time to review your financial affairs and set the stage for a successful new financial year. By taking care of essential tasks and implementing strategic planning, you can position yourself for a smooth transition...
With an aging population and ever-decreasing government resources, Australians are looking at being less reliant on the social security safety net and planning personal strategies to give themselves comfortable financial security in later years. Given the vagaries of the stock market, investing in property is being recognised...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.