The super changes on the way from the start of the 2024-25 financial year. A number of superannuation changes will come into effect from 1 July 2024 that are designed to help working Australians get more money into the retirement savings system. If fully utilised, the changes...
Most of us are pretty savvy consumers in Australia – comparing petrol prices and energy costs is the norm, and many shop around for a good deal on mortgage rates. But what about your ongoing superannuation fees? Do you actually know what you're paying your super...
Whatever age you are or the point of your career you’re at, it’s important to know how much is in your superannuation. After all, the more you can contribute to your superannuation, the more you will have for retirement. It’s also interesting, then, to see how your superannuation...
Understanding how your super works and ensuring you get the most from your fund are essential to achieve the retirement lifestyle you envision. Three things to consider when switching your super The superannuation guarantee is a percentage of your income put aside by your employer over your...
The regulator has become concerned over unscrupulous promoters. There are many good reasons to set up a self-managed super fund (SMSF), but getting early access to your super is not one of them. The Australian Tax Office has become concerned at unscrupulous promoters claiming that you can...
Superannuation is one of the most effective wealth creation tools in Australia today. The taxation benefits of voluntary contributions into your superannuation are well-known, as is the ability to access your super funds (via a self-managed super fund) to invest in property. Unfortunately, however, there are simple mistakes...
There are changes aplenty in the superannuation space at present, but some things have stayed the same. One of which is that there are still multiple benefits to running your own super fund, regardless of any changes to the general super landscape. In fact, more and more...
When and how you can access your super to start an account-based pension. If our working years can be regarded as the time when we aim to build up our superannuation savings, our retirement years can equally be regarded as the time when we aim to...
With ample time left before 30 June, now could be a good time to catch up on super. The early part of each year is often a good time to review your investing strategy for the calendar year ahead and beyond. And, with less than six months...
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options. Easing into retirement You can keep...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.