Superannuation is a percentage of your income put aside by your employer over your working life to help fund your retirement. Here are three important things to consider when it comes to super. Superannuation (or Super) is a percentage of your income put aside by your...
There are a number of reasons why some Australians have both an APRA regulated superannuation fund as well as an SMSF, but first it’s important to understand the differences between the two. According to the Australian Prudential Regulation Authority (APRA) and the Australian Tax Office (ATO),...
With interest rates on the rise and investment returns increasingly volatile, Australians with cash to spare may be wondering how to make the most of it. If you have a mortgage, should you make extra repayments or would you be better off in the long...
Superannuation is a percentage of your income put aside by your employer over your working life to help fund your retirement. Here are three important things to consider when it comes to super. Superannuation (or Super) is a percentage of your income put aside by your...
Self-managed superannuation funds (SMSFs) have become the retirement savings vehicle of choice for more than 1 million Australians. According to Australian Tax Office data, there are now more than 600,000 SMSFs collectively managing close to $900 billion in superannuation assets. Yet, as popular as SMSFs have become...
Australia’s superannuation system is based on individual accounts, with men and women treated equally. But that’s where equality ends. It’s a simple fact that women generally retire with much less super than men. The latest figures show women aged 60-64 have an average super balance of...
Budgeting on a pension can be a tricky task; especially for those who have relied on their steady income for years prior. However, when it comes to pension planning, there are a number of tips, tricks, concessions and cost-cuts that could help you to create...
After a period when even the best laid plans have been put on hold due to COVID-19, people who were planning to retire soon may be having second thoughts. You may be concerned about a drop in your super balance, insecure work, or an uncertain...
The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give up their hard-earned cash. But it can have real financial benefits for some in terms of reducing your taxable income, which could see you pay...
Superannuation is a long-term financial relationship. It begins with our first job, grows during our working life and hopefully supports us through our old age. Throughout your super journey you will experience the ups and downs of bull and bear markets so it’s important to keep...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.