Giving Australians better access to high-quality and more affordable financial advice is imperative. One of the fundamental principles for achieving long-term investment success is planning. In fact, the importance of having a clear financial plan, whether it’s formal or informal, can’t be overstated. As is the importance...
A comfortable retirement looks different for everyone, but most investors share some common goals. We've broken those down into four key categories to help you start planning today. Envision your ideal retirement: Are you relaxing on a beach? Starting a new hobby? Or finally taking that...
With only a few weeks left in this financial year, time is running out to maximise your super options. Outside of our home, the amount we have in superannuation savings is often our second-biggest investment asset. With the end of the financial year fast approaching, now is...
Getting more money into superannuation is a proven way of building wealth to spend in retirement. Ongoing contributions from your employer over the course of your working life, and potentially extra contributions made by you, can make a huge difference to your super balance over the...
Seeking professional advice could lead to greater confidence in being financially prepared for retirement. Vanguard’s inaugural How Australia Retires study has found a strong correlation between the use of a professional financial adviser and retirement confidence. Our survey of more than 1,800 working and retired Australians aged 18 years...
FIRE stands for "financial independence retire early". Here's some steps to ignite your retirement plans. What is FIRE? If you’ve ever considered early retirement, you could join the FIRE movement. FIRE stands for “financial independence retire early.” During their working years, FIRE investors invest as much of their...
More working-age Australians intend to take a career break at some point. We've calculated the potential impact of doing so on retirement superannuation balances. Extended career breaks were once a rarity for most Australian workers but these days they are more common. Vanguard’s inaugural How Australia Retires study has...
Deciding on your retirement funding options in retirement comes down to what makes the most sense for you. If you’re close to retirement, chances are you’ve already spent time thinking about how to tap into your superannuation when you retire. Broadly speaking, you have a few options...
Superannuation is a percentage of your income put aside by your employer over your working life to help fund your retirement. Here are three important things to consider when it comes to super. Superannuation (or Super) is a percentage of your income put aside by your...
There are a number of reasons why some Australians have both an APRA regulated superannuation fund as well as an SMSF, but first it’s important to understand the differences between the two. According to the Australian Prudential Regulation Authority (APRA) and the Australian Tax Office (ATO),...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.