After a period when even the best laid plans have been put on hold due to COVID-19, people who were planning to retire soon may be having second thoughts. You may be concerned about a drop in your super balance, insecure work, or an uncertain...
Asset rich and income poor is the dilemma faced by many retirees. But there may be opportunities to boost your income in retirement by tapping into your biggest asset – your home. With property prices booming, many retirees are finding that the home they have lived...
Superannuation is a long-term financial relationship. It begins with our first job, grows during our working life and hopefully supports us through our old age. Throughout your super journey you will experience the ups and downs of bull and bear markets so it’s important to keep...
As the nation drifts back to work after the summer break, it’s often a time to start putting your New Year’s resolutions into practice. For some, an extended holiday may have convinced you that you are ready for more of the good life and that...
Most of us dream of the day we can stop working and start ticking off our bucket list. Whether you dream of cruising Alaska, watching the sun rise over Uluru, improving your golf handicap or spending time with the grandkids, superannuation is likely to be...
If life was more straightforward and predictable, we could all pluck figures from optimistic calculations and hope they delivered a ‘comfortable retirement.’ But by the time you get to the age to consider such questions, you’d hopefully appreciate the future is neither knowable nor straightforward, and...
Retirees have been hit hard by higher living costs, including fuel prices and property rates. A new report by the Association of Superannuation Funds of Australia (ASFA) has found that the cost of retirement has spiked by up to 3 per cent in the past year. The...
The Retirement Income Review (RIR) noted that many retirees leave large bequests and they would have enjoyed a higher standard of living in retirement if only they had spent some of their capital, not just the income from their investments. Planning cash flow in retirement is...
The Retirement Income Review (RIR) noted that many retirees leave large bequests and they would have enjoyed a higher standard of living in retirement if only they had spent some of their capital, not just the income from their investments. Planning cash flow in retirement is...
Retirement should be a time in your life where you feel secure, comfortable, and happy after a lifetime of work. However, sometimes the transition into retirement isn’t always smooth sailing; particularly since the pandemic put pressure on older Australians to retire sooner. Whether you have existing debts or...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.