We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options. Easing into retirement You can keep...
In the ever-evolving landscape of retirement planning in Australia, securing a comfortable retirement through your pension plan has become increasingly important. In this article, we will delve into strategies to maximise your pension benefits and guarantee a comfortable retirement lifestyle in the Land Down Under. 1. Start...
In today’s complex financial landscape, achieving a secure and comfortable retirement requires more than just saving money. It demands a deep understanding of financial concepts and the ability to apply this knowledge to retirement planning. Financial literacy is the cornerstone of effective retirement planning in Australia,...
Retirement planning is a critical step in securing your financial future, but it's fraught with potential pitfalls that can derail even the best-laid plans. In Australia, where the retirement landscape is both generous and complex, being aware of common mistakes and how to avoid them is...
Superannuation is a pivotal part of retirement planning in Australia, offering a tax-effective way to save for your later years. As you navigate through your working life, enhancing your superannuation contributions can significantly impact your financial security in retirement. This article outlines effective strategies to...
When Australians are choosing to retire comes down to a range of factors. Vanguard’s 2024 How Australia Retires research found that nearly 50% of retirees have retired earlier than they would have thought. The average retirement age reported by retirees was 61 years old, while working age Australians reported...
A pause in super contributions can have long-lasting effects. Here's how to plan ahead for super breaks. There’s a host of reasons why people take career breaks. Having and raising children, or taking an extended holiday or sabbatical, are the most common reasons. Vanguard’s 2023 How Australia Retires study, based...
Around 3 million Australians are unpaid caregivers. Most face a super risk. National Carers Week runs from Sunday October 13 to Saturday October 19 this year, and aims to recognise, celebrate, and raise awareness about the 3 million Australians who provide care to relatives or friends...
Most people intend to retire between ages 65 and 66, according to the latest data and, surprisingly, despite growing superannuation balances, the Age Pension is the main source of income for many retirees. The intended retirement age has increased significantly in the last two decades, from...
When was the last time you calculated your net worth? In my mind, it’s an important part of building your wealth, because without knowing your net wealth position it’s a bit like steering a ship without a compass. You don’t really know where you are along the...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.