Catch up on your super If you’ve had an irregular or interrupted income in the past, you might’ve missed out on opportunities to contribute to super. If you don’t fully utilise your concessional cap, and you’re eligible, you may be able to make ‘catch up’ on concessional...
It takes time to build financial freedom, but if you only have a short timeframe ahead of you to build your nest egg, all is not lost.A number of years ago I was asked by Your Investment Property Magazine to devise a strategy for success...
Superannuation is frequently misunderstood as merely an investment vehicle to accumulate wealth for your golden years. However, in reality, it's also a structure designed to hold various types of investments which offers a plethora of tax benefits that can result in substantial financial gains, especially for...
It is critical for advice services to reach Australians at a younger stage of life and to take into account an individual’s whole of wealth and household retirement picture. You need look no further than the recently released Intergenerational Report to see that Australia’s retirement landscape is changing...
With average life expectancies rising, early investment education and financial advice will become increasingly critical. It’s not a well-known annual event in Australia, but October 31 happened to be World Savings Day. Established almost a century ago in Europe, the main purpose of World Savings Day is...
A Goldilocks investment strategy means that you are making the most of your financial opportunities without overdoing it and taking unnecessary risks. That is, your level of investing is exactly right (i.e., perfectly balanced). Underinvesting means that you risk not having enough investment assets to enjoy a...
Here is a practical approach to creating a retirement plan that will help enable financial peace of mind. Many investors concentrate on building their nest egg during their working lives to pay or help pay for their retirement but fail to give enough attention to planning...
While modern life is exceptionally busy, any decent Financial Adviser will tell you that today is the best time to start planning for your retirement; the earlier you plan, the better placed you will be to enjoy it. With life expectancy at its highest recorded level, there are...
While owning collectable and personal use assets inside a SMSF may sound appealing, there’s a big catch. In the grander scheme of the $889.5 billion in assets controlled by self-managed superannuation funds (SMSFs) in Australia, $591 million is sort of a drop in the ocean. In fact,...
Super funds and the ATO are still sitting on a mountain of unclaimed super money. Most of us would like to think we keep a close track of our retirement savings. So it’s hard to believe there’s approximately $16 billion in unclaimed retirement savings contained within almost...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.