Whether it’s finances or fitness, spending time on setting your goals can reap rewards. When it comes to the big things in life we all have our goals. Getting promoted at work. Educating the kids through school. Saving for a comfortable retirement. It’s important to aim high....
Is the key to saving a home deposit as simple as giving up smashed avo toast for breakfast? Well not quite, but spending less does make a difference. On top of a budget, a savings plan and strategies such as a high-interest savings account, an effective...
The beginning of a new year is the perfect time to reassess your goals and set yourself up for financial success, writes Joel Dooner. Many common New Year’s resolutions require us to spend a little cash to make them stick – but often, they end up costing...
Are you buying more to perk yourself up? You aren’t alone. Since the start of COVID-19, there’s been an increase in online shopping. But, if you want to get a handle on your add-to-cart habit, understanding why you spend money can help bring your purchasing...
Running your own super fund means you have extra responsibilities as a trustee If you’re running your own self-managed superannuation fund (SMSF) you’re likely to be acting as both a member and a trustee. The two roles are very different. As a member you’re making and receiving contributions to...
Women have to take responsibility for their financial literacy before settling down or “risk a future riddled with money problems”, according to one mortgage broker. Zippy Financial director and principal broker Louisa Sanghera said it is imperative that young women have established savvy money practices before...
According to new research by consumer education website CreditSmart, more than 40 per cent of surveyed Australians said they would rely on credit to help them with their festive budget blowout this year. Asked whether they are likely to spend more than they budgeted for this...
Gift giving is one of life’s joys, until the credit card bill comes through. According to a recent Financial Planning Association of Australia report, 85% of us find more joy in giving gifts to others than in getting them ourselves. Though we love the sound...
As retirement comes into view, it’s time to imagine a new you for the post-work age. You remember your first day at school, your first job, your first home. And now your final pay check is in sight. That’s quite an achievement. As with other big life...
Our financial priorities tend to change as we move through life The good news from AMP’s 2018 Financial Wellness Index is that only 7% of Australian retirees aged 65 or over report being stressed about money. So if you’re feeling the pinch earlier in life there is...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.