For the first time in years, the amount needed to save for a deposit is decreasing as housing values across most of Australia decline. While this sounds like good news if you’re saving for a deposit, cost of living increases means aspiring homeowners may not be...
Trusts are used to hold assets for various reasons, but most typically for tax planning and asset protection purposes. Here's a little more insight into how trusts work. The use of trusts by Australians to hold different assets, including investments in exchange traded funds (ETFs), managed...
Here are five investing tips for those who are just beginning their investment journey. 1. Evaluate where you're at financially Before beginning your investment journey, it's important to sit down and map out your financial position and goals so that you know where you are and exactly...
Until recently, financial abuse was often kept secret, especially where it occurred within the family. Thankfully that’s changing with public awareness campaigns and help becoming more readily available. The emotional and economic damage caused by financial abuse can be far reaching and devastating. A recent Australian...
It’s a challenging time for household finances right now. Interest rates are rising as the Reserve Bank of Australia increases the cash rate to put the brakes on inflation, and flat wage growth means household incomes have not been keeping pace with cost-of-living increases. The best...
Rising inflation brings about concern for many, but Vanguard's time-tested investment philosophy—and a long-term focus—can help any investor navigate choppy waters. What is inflation? Inflation happens when prices rise and purchasing power decreases. This can be the result of a simultaneous high demand for and low supply...
Investing on behalf of your children can give them a great financial head start in life. And the earlier you can begin, the higher the potential financial rewards for them in the longer term. The combination of regular ongoing contributions and compounding investment returns can add...
Good advice is valuable. The right words of advice – whether it be from friends or family, business mentor, sports coach – can have lasting impact on the way we lead our lives, manage our businesses. The same holds true for financial advice. The right advice can...
What is behavioral bias? When people make irrational decisions, it’s probably because of some human biases they have. These unconscious errors in our thinking can influence everything from the food we buy to the investments we make. Every day, behavioral bias has a huge impact in...
Saving regularly is a habit that needs to be cultivated and as with most things in life, starting sooner rather than later often gives investors a huge advantage. When it comes to the topic of spending and saving, it seems like there are countless ways of...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.