I recently came across a news story about a hapless New York couple, who have taken their 30-year old son to court in a last ditch effort to get him to move out of home. My first thought was “only in America”. But here in...
Learn strategies to help you focus on long-term wealth accumulation, so you can fund your aspirations for retirement. An increasing number of Australians are hitting retirement age, and more people are now seriously addressing the question of how they actually want to spend their retirement and...
Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you? When you’re starting out in the workforce and building your career, retirement can seem like a long way away. And with the age at which you can access your super...
Last Christmas Australians planned to spend an average of $955 over the festive season. We were left with an average credit card debt of $1,666. And almost one in five of us failed to pay off our Christmas debt in six months.i So it’s not...
When you are working or looking for a job, it’s only natural to think about the size of your paycheck. After all, you need to pay your bills, and it always helps to have a little extra.
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We check out the three largest contributors to household spending in Australia and where people would source additional cash if living expenses rose. If you worked a full-time job in Australia in 1975, the average amount you would’ve earned a year was about $7,600, whereas today,...
Spending more than what you intended on is a familiar scenario for many people entertaining kids, whether that’s at the movies (you swear you’re bringing your own Maltesers and drink next time), or sporting events (where you often fork out more on hot chips than...
Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you? When you’re starting out in the workforce and building your career, retirement can seem like a long way away. And with the age at which you can access your super...
Stepped versus level premiums is a conversation we always have with every client when considering long term life insurance cover. Choosing which is better is more than an economic consideration and depends on the needs of the client. Life insurers generally offer clients the choice to have...
A 16 year study by Vanguard (latest report from July 2018) has found that this figure is about 3% net. This is over and above what might be generated by non-planner assisted investment activity. This means that even for small investors, a financial planner will not...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.