If you’re losing sleep over looming bills, scared to check your bank balance before payday, or feeling stretched living week to week, these may be signs that your financial health is negatively impacting on your personal health, writes Bryan Lee. The first step to taking back...
The lead-in to Christmas and the holiday period, whilst full of joy, can also have a significant impact on financial and holistic wellness. Two in five Australian workers are financially stressed. There are many drivers of this, some of which include our lack of financial direction,...
What is financial wellness? How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. Some days you might feel confident...
High life expectancy and low interest rates may make it harder for some retirees to live long and prosper. Here we look at three elements from an AMP Capital Investors reporti that affect a post-work reasonable income – interest rates, inflation, and longevity. 1. Interest rates - high...
Unfortunately, of recent times there has been no shortage of negative press, comment and sentiment about financial planners but what is the real picture?
...
CONSUMERS who use ATMs not owned by their own banks paid $660 million in mostly unnecessary fees. A large chunk of this money could be kept in people’s pockets with some good planning and budgeting. The fees, known as foreign ATM fees, are those charged by the...
If your goal is to save for the future, or perhaps start putting away for your children’s education - then unless you plan on putting your savings under your mattress, the sooner you start the better. That’s because you could be missing out on earning compound...
How the move to electronic payments could be making it easier to spend and what to do about it. It’s Thursday morning and almost the end of the working week. You’re walking to the train station and you realise you’ve forgotten to top up your public...
Women have to take responsibility for their financial literacy before settling down or “risk a future riddled with money problems”, according to one mortgage broker. Zippy Financial director and principal broker Louisa Sanghera said it is imperative that young women have established savvy money practices before...
It’s not just our farmers who keep their eyes on the horizon for rain. Recent research found almost twice as many Australians think saving for an emergency or a rainy day is more important than putting cash away for a holiday. Indeed, saving for a rainy day...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.