Understanding financial health Financial health is an important part of our lives. When we take care of our financial health we can better manage financial stress and achieve our financial goals. Financial health is made up of three components: the ability to meet everyday commitments like paying your...
Loud budgeting is a trend that may have started as a joke but is being embraced by those who want to share their financial goals and priorities and in doing so, also improve their chances of achieving them. It was comedian and writer Lukas Battle who...
How much do you need in an emergency fund? Here are some of the factors you should take into account when estimating how big your savings for the rainy days should be. Have you ever had one of those months anything that could go wrong, did go...
Australia has a robust retirement savings system known as superannuation designed to provide financial security to Australians in their post-work years. But how exactly does this complex system work? This article aims to demystify the Australian superannuation system for both experts and casual readers alike. What is...
How can you get an accurate picture of your financial health if you can’t even keep track of your personal expenses? It’s difficult to understand where your money goes when you don’t keep tabs on your spending habits, but it’s not impossible. With these tips and...
Six ways to get more money into your superannuation fund. The start of the 2024-25 financial year on 1 July saw some significant changes come through designed to help working Australians get more money into their superannuation. Fundamentally they involved increases to the statutory amounts individuals can...
If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate your level of financial wellness? Do you think you’re in a good position to meet your immediate and near-term financial obligations? What...
In today’s complex financial landscape, achieving a secure and comfortable retirement requires more than just saving money. It demands a deep understanding of financial concepts and the ability to apply this knowledge to retirement planning. Financial literacy is the cornerstone of effective retirement planning in Australia,...
Retirement planning is a critical step in securing your financial future, but it's fraught with potential pitfalls that can derail even the best-laid plans. In Australia, where the retirement landscape is both generous and complex, being aware of common mistakes and how to avoid them is...
Superannuation is a pivotal part of retirement planning in Australia, offering a tax-effective way to save for your later years. As you navigate through your working life, enhancing your superannuation contributions can significantly impact your financial security in retirement. This article outlines effective strategies to...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.