NAB has upgraded its property price growth forecasts for 2021 and 2022 in its latest quarterly property report. The bank now expects growth of 22.7 per cent nationally in 2021 compared to its previous forecast of 18.5 per cent, on the back of stronger-than-expected outcomes in...
The Retirement Income Review (RIR) noted that many retirees leave large bequests and they would have enjoyed a higher standard of living in retirement if only they had spent some of their capital, not just the income from their investments. Planning cash flow in retirement is...
Government bonds are one of the safest assets that you can add to your investment portfolio, but there are other reasons why this asset class should be added to your portfolio. Consider the top reasons below. Safety and stabilityGovernment bonds, especially AGBs, are some of the safest...
Investors want more information and further education to help them effectively use ETFs. That’s what polling data suggested at the May 2019 Morningstar Investment Conference. In the conference’s listed investments session, 62% of respondents wanted more information and education materials. Only one third of respondents...
Everyone in the investment industry loves to hear investors’ success stories, whether they’re about buying a house, helping their kids pay for college, or living a worry-free retirement. These stories are the reason why all of us at Morningstar come to work every day, and...
Getting your hands on a piece of the property market is a huge learning experience and one of the most exciting (and daunting) milestones you can achieve in your adult life. At the same time, the process of becoming a homeowner can be an emotional,...
The cost of retiring just increased, with surging fuel costs and the rising price of food and healthcare negatively impacting a retiree’s bottom line. According to the latest figures by the Association of Superannuation Funds of Australia (ASFA), the cost of retiring increased in the June...
Housing affordability has been an issue in Australia for quite some time - but since the 1990s it’s gone from being a periodic cyclical concern to a chronic problem. The 20% rise in prices over the last year has put the spotlight on the issue...
Whether downsizing your home, relocating to a new city, modifying your existing property, or entering an independent or assisted living arrangement is on the cards, thinking ahead could create more certainty. When thinking about your retirement, financial and non-financial considerations will all play a part. Downsizing your...
Cash isn’t the only way to contribute to your super, but there are critical details you’ll want to keep in mind before you start messing with in-specie contributions. Moving your share portfolio into your super can be a way to bolster your superannuation before retirement, but...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.