Author: admin

10 Feb Total return investing

Posted at 09:00h in Investment, Retirement by admin 0 Comments

0 Likes

It wasn't long ago that the common view was to save and invest through your working life and then retire to a portfolio that delivered at least a 5 per cent income yield every year.

...

Read More

08 Feb New year, more money: The smart new way to cut your household bills

Posted at 10:53h in Financial Planning, Lifestyle by admin 0 Comments

0 Likes

There’s few things more satisfying than getting your life sorted and starting the new year with a clean slate, and organising your bills could be one of the best places to start. Life is busy and it’s easy to find yourself stuck with deals that you...

Read More

07 Feb Dealing with being asset rich and cash poor

Posted at 10:00h in Financial Planning, Loans and Finance, Property by admin 0 Comments

0 Likes

Reverse mortgages could be one way to help with living expenses, but they may also erode any equity you have in your home over time. Given longer life expectancies, the rising cost of living and the property boom, more and more retirees find themselves asset rich...

Read More

07 Feb Retirement trap hurting saving Aussies

Posted at 09:00h in Financial Planning, Retirement by admin 0 Comments

0 Likes

Be aware:  Australians are being warned that they will need half a million dollars to escape the “retirement trap” of a reduced pension due to assets meeting certain thresholds.

...

Read More

06 Feb How your bank calculates a business risk

Posted at 09:19h in Loans and Finance by admin 0 Comments

0 Likes

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you.  Let’s break it down. What the bank considers For the bank, financial risk comes...

Read More

05 Feb Heads up: New bill will restrict how much you can spend in cash

Posted at 10:30h in Financial Planning by admin 0 Comments

0 Likes

The controversial cash-ban bill revealed in the 2018-19 Budget has concerned Australians who feel the move is being brought in to force them to use a flawed banking system. The bill, officially known as The Currency (Restrictions on the Use of Cash) Bill 2019 and first...

Read More

04 Feb The insidious effects of financial abuse

Posted at 10:04h in Education, General Insights by admin 0 Comments

0 Likes

Financial abuse is an insidious form of abuse that can be just as damaging as physical or sexual violence. It can involve restrictions being placed on a person’s ability to access their finances, but also to work or study in order to achieve financial independence....

Read More

03 Feb The parent trap: should you loan to your kids to help them buy?

Posted at 09:09h in Financial Planning, Loans and Finance by admin 0 Comments

0 Likes

The average age of first home buyers keeps increasing, with more young people turning to their parents for financial help. But is lending your children money from the “bank of mum and dad” right for you? Owning property has always been the great Australian dream....

Read More

02 Feb New Year’s resolutions that will boost your finances in 2020

Posted at 10:49h in Financial Planning, Lifestyle by admin 0 Comments

0 Likes

After an expensive holiday period, getting your finances in order for the new year always seems like a good idea. But it’s easier said than done. With that in mind, we’ve rounded up some handy money saving tips to help make 2020 your best year yet. Set...

Read More

01 Feb Aussies begin New Year bogged down in debt from Christmas spending

Posted at 10:45h in Financial Planning, Lifestyle by admin 0 Comments

0 Likes

Christmas may be behind us for another year but according to a new study debt from the piles of presents and the delicious festive feast is still hanging over the heads of many Aussies. According comparison site Finder a whopping 37 per cent of people in...

Read More