By now school, work and daily routines may be ruling your week once again. And if you made any resolutions over the holiday season, chances are you’re probably slipping back into your old ways. Don’t worry. Research has proven resolutions rarely work. Mainly because resolutions tend to...
Automate the boring things Set up direct debits so your bills are paid on time without having to remember all the due dates. And if your credit card is weighing you down, set up a regular payment and pay the full amount each month if you can...
If you’re looking for a way to start saving for your retirement, but still enjoy your lifestyle today, you’re not alone. Recent research shows 54% of Australians aged 55-64 want the same thing. No doubt you already have a cashflow system in place, but perhaps it’s...
Following a series of ATO audits conducted on SMSFs in recent months, the ATO has been applying non-arm’s length income to a number of SMSFs resulting in serious tax consequences for these funds, warns an industry consultant.
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By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year to ensure the interest rates, fees and features continue to...
With rising house prices, is buying off-the-plan for capital growth a good idea? When it comes to property investing, or any investment, there’s no such thing as a free lunch. Reasons to buy off-the-plan Benefits can exist in buying off-the-plan if you do your homework and are...
Am I better off buying insurance through my super? When it comes to arranging insurance it’s important to decide what types of insurance are available to you and what you’ll need for your particular life circumstances. From here you’ll need to consider whether you should keep...
Close to one in three Aussies is feeling the pinch financially, with money worries reportedly leading to sleep loss, conflicts in relationships, isolation, as well as a range of other things. These were the findings from the inaugural Financial Stress Index, compiled by global research firm...
The stories about people who have embraced the FIRE — it stands for Financial Independence Retire Early — movement are fascinating.
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If you or a loved one is experiencing a loss of independence, you may be able to maintain a sense of control. Few, if any of us, look forward to losing independence. In fact, research reveals that 75% of older people feared losing independence while only...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.