By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year to ensure the interest rates, fees and features continue...
Turns out zero or low calorie, doesn’t equal zero consequences. We’ve all had that moment of weakness at the supermarket, staring into the confectionary aisle, longing for a hit of good ol’ sugar. Knowing it’s not the best thing for your body, you reach for the diet soft...
Responding to changing market conditions while keeping abreast of a strategy is a delicate balance. However, it’s an important skill to develop if you wish to successfully invest using a dynamic asset allocation approach. In this article, we discuss how market volatility is different to...
What are the hardest aspects of running your self-managed super fund (SMSF)? There are certainly more and more tasks and professional help my be needed to manage them properly.
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When it comes to analysing the state of Australian relationships, you can forget the bedroom. The really revealing behaviour takes place behind closed bank accounts. It is no secret that money is often at the heart of divorce and family disputes. Money has certainly not bought...
A large proportion of Australians have unrealistic retirement goals. (NB: There are financial tools on this site that can help as too can a financial planner)
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Today's young investors weren't alive when The Rolling Stones, among others, released versions of Time is on my side yet the song's title just about sums up their lengthy investment horizon.
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A landmark stage in the life of a self-managed super fund is when at least one of its members moves from the accumulation phase to retirement phase. (NB: A financial planner can help with this question if you're not sure)
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Young investors can fall into the trap of being too conservative for their own good, forfeiting compounding long-term returns from growth assets.
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The tax office has addressed several points of confusion with the new events-based reporting regime, locked in key deadlines, and outlined what will be included in a new position paper set to be released shortly for the SMSF community.
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He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.