By doing a few calculations you can determine if your portfolio is still in alignment with your intended strategy and make adjustments if needed. If you’re someone who likes a good balance in your investing life, now may be a good time to do some calculations. It’s...
With the cost of living on the rise, it’s more important than ever to have a financial safety net that protects you and your family in case the unexpected happens. Most Australian employees have some form of life insurance, often through their superannuation fund, but many...
Bringing your spending under control can sometimes feel daunting. Here are some ways to start. More than a few titans of the finance world have suggested that earning money isn’t the hard part. Keeping it is. Speaking to nestegg, 86 400 CFO Belinda Hogan shared a few...
Nobody likes to waste food, and even worse, waste money by wasting food. Sometimes it can’t be helped, but there are certainly ways we can all reduce our waste, and at the same time reduce the amount of money we spend on groceries. Freezing food is...
Knowing how to dress to your body shape is a game changer. My legs are too short or too plump. My hips are too wide. My breasts are too big, or too small. I’m too skinny. I’m too plump. I don’t feel like dressing up...
Paying off your mortgage early will save you money and take a financial load off your shoulders. Here are some ways to get rid of your mortgage debt faster. Switch to fortnightly payments If you're currently paying monthly, consider switching to fortnightly repayments. By paying half the...
Preparing for loss of capacity or death is vital for SMSF members. It's important to ensure your trust deed is watertight. There are more than 600,000 self-managed superannuation funds (SMSFs) in Australia, managing close to $900 billion of assets on behalf of over a million Australians. Each...
A simple ongoing investment strategy can deliver substantial returns over the long term. The Australian share market, when measured by the broad S&P/ASX All Ordinaries Total Return Index, has delivered an average annual total return of 9.2% since mid-1993. Thirty years ago, Australia was still emerging from...
Anyone who has been stood down or retrenched in this downturn is unlikely to have the type of income protection that would see them compensated for their loss, a lawyer has warned while still touting the benefits of the insurance type. Slater and Gordon’s Sarah Snowden...
The expectations of Australian investors remain high, despite the circumstances. While the behavioural implications of COVID-19 are likely to be studied for decades to come, early data suggests that the pandemic had a big impact on the financial attitudes of investors. According to research released as part...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.