Recently APRA announced major changes to the structure of Income Protection policies. It will occur in a matter of weeks and is not receiving any publicity in the mainstream media so we felt this update was important so that you can make an informed decision. What is Income...
Along with all of the health implications and risks associated with Covid-19, the quickly-spreading virus has also caused plenty of problems for the economy as many businesses have been forced to close their doors. With job losses already rising, the government has changed the rules around...
The Australian superannuation industry has been in the headlines almost every day in the past few weeks, with the Federal Government predicting that as many as 1.7 million people will look to access their superannuation early as part of COVID-19 relief measures.
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By replacing your home loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year to make sure the interest rates, fees, features and terms...
You may hear about investment market volatility and think it has nothing to do with you, especially if you don’t own any investments, such as shares. So, it may surprise you to learn that most working Australians are investors in the share market through their super....
Over the past few weeks life in Australia has changed drastically, as more and more businesses and public spaces have been forced to close their doors due to the introduction of strict social distancing measures by the government. Now, as the country continues to tackle the...
In the past few weeks, we have seen economies be brought to a standstill by COVID-19, unprecedented social measures announced by governments around the world, and a new, unusual rhythm of living that many of us are still settling into.
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How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. Some days you might feel confident you can meet...
It’s normal to feel stress and worry when there is a health event happening in the community that is affecting people’s wellbeing, such as coronavirus disease (COVID-19). This can affect any person in the community who is concerned about the infection, with more specific concerns arising...
The Australian Federal Government has proposed two key measures to help retirees and those receiving income support to manage the financial impact of COVID-19. 1. Lower minimum pension drawdown rates The government has announced a 50% reduction in the minimum income drawdown from account-based pensions and similar...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.