Overview You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as terminal illness, incapacity and severe financial hardship. For information on how to save money for your first home inside your super fund, see First home super...
Bonds are not usually the flashy upstarts of the investment world with their every move reported, like stocks. But the Trump Administration’s extraordinary refashioning of world trade, with on-again off-again tariffs of eye watering amounts, has put bond markets in a similar position to share markets...
When you look at images of planet earth from space it looks so pristine. It’s hard to believe that humans can have such a big impact on the state of our planet, but we do. That is why we need to embrace opportunities to take...
The world is an amazing place, with so much to see and do. In fact, sometimes it can feel as though there is so much to experience it can be quite a challenge selecting a destination, but if you follow your heart and explore your...
Your end-of-mortgage checklist Reassess your home insurance. Review your title. Review your estate plan and will. Assess your personal insurance situation. Think about your next financial steps. Three key priorities There are three key practical steps to take well in advance of paying off your mortgage. 1. Check the insurance Your home is likely to...
If retirement is just around the corner, the current financial climate may make you feel a little uneasy. Watching the markets fluctuate might leave you worrying about whether your superannuation will be enough to see you through. It’s not a time for hasty moves, though.If you...
When markets fall, it's natural to want to take action to prevent further losses. Doing so however can do more harm than good. Here's why timing the market to buy low and sell high is not as easy as it sounds. If you’re invested in the...
Managing risk is an essential part of investment strategy to reduce the potential for losses. Risk is not just associated with investing though - life can throw a curve ball or two and insurance is one way to manage risk in a broader context. It’s a matter...
If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals. How would you rate your level of financial wellness? Do you think you’re in a good position to meet your immediate and near-term financial obligations? What...
As we step into a new year, it’s a good opportunity to think about what we want to embrace and experience in the year to come. Amidst all the resolutions that might be broken before we know it, one powerful and positive way to approach...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.