We are creatures of habit. Just think about your daily routines and how you rely on the repetition of actions, that then become habits so you can (to some degree!) run on autopilot. ‘Habit stacking’ the process of attaching a new habit you want to take...
A mortgage is a long-term commitment, which many people enter with a ‘set and forget’ mentality. Most loans are around 30 years – during which many things can change, not just in your personal circumstances but in the financial world, with the new loan products...
The latest rise in the Age Pension rate still falls short of what many people may need to have a modest lifestyle in retirement. Around 2.58 million Australians received a 1.78% government Age Pension payment boost on March 20 as part of Centrelink’s twice-yearly indexation review. They...
You may have heard it said, "No risk, no reward." But did you know that time can actually decrease your risk while increasing your reward? Investing: Risky business? When some people think of investing, they focus on the potential for great rewards—the possibility of picking a winning...
It is a common misconception that insurance covers absolutely everything. Landlords may think they will be reimbursed by an insurer for any kind of rental loss or damage. But, this is not the case. Why? Because the overload in risk would make insurance unaffordable.Insurers need to strike a balance...
Most Australians want to share their wealth with the next generation but are unsure how to transfer that wealth and need help to plan for an effective transfer. Financial advisers are well-placed to meet those needs, according to the findings of a new report from...
AS MORE OF US TRY TO EAT HEALTHIER, WONDERING IF THERE'S A BETTER WAY TO ENJOY THAT SWEET TASTE WITHOUT THE GUILT. THAT'S WHERE BROWN SUGAR STEPS INTO THE SPOTLIGHT, WITH ITS RICH COLOR AND YUMMY FLAVOR, MAKING US THINK IT MIGHT BE THE BETTER...
SMARTPHONES SEEM TO RULE OUR LIVES, IT'S BECOME ALMOST INSTINCTUAL TO REACH FOR OUR DEVICES AS SOON AS WE WAKE UP. BUT HAVE YOU EVER NOTICED HOW STARTING YOUR DAY WITH A FLOOD OF NOTIFICATIONS CAN LEAVE YOU FEELING STRESSED AND DISCONNECTED? Waking up to your...
At a time when affordability issues make headlines every day, Australians are feeling the pinch, and properties are both low in supply and high in price; many fingers are pointed at property investors. The problem is many believe that so-called ‘greedy property investors’ are to blame...
Understanding how your super works and ensuring you get the most from your fund are essential to achieve the retirement lifestyle you envision. Three things to consider when switching your super The superannuation guarantee is a percentage of your income put aside by your employer over your...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.