How much interest could this save you? It’s not rocket science, it’s simply a matter of making more repayments more often and making sure you’ve got the best mortgage for your situation. Of the millions of homeowners, only some are getting out from under mortgage...
The ATO has provided further instructions for SMSF trustees and directors around how they can prepare their funds for the advent of the myGovID system early next year.
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High life expectancy and low interest rates may make it harder for some retirees to live long and prosper. Here we look at three elements from an AMP Capital Investors reporti that affect a post-work reasonable income – interest rates, inflation, and longevity. 1. Interest rates - high...
So you’re going to take the plunge into real estate ownership. Congratulations! You’ve just made a smart decision in securing your financial future. Let us help you with our top 10 tips for buying your first home. 1. Decide what you can afford Take a look at your salary,...
Unfortunately, of recent times there has been no shortage of negative press, comment and sentiment about financial planners but what is the real picture?
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Retiree clients looking to sell their property can often contribute more to their SMSF than expected through the government’s recently introduced downsizer contribution rules, due to the flexibility to split contributions between spouses and use them in conjunction with other contribution rules, according to Fitzpatricks Private Wealth.
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This animated chart is simply amazing. It's fascinating to see how the world has changed and is changing. Food for thought!!
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An offset account is a transaction account that can be linked to your home or investment loan. The credit balance of your transaction account is offset daily against your outstanding loan balance, reducing the interest payable on that loan. Offset accounts enable you to make the...
Buyer's Advocates are becoming more and more popular, and this trend does not appear to be slowing down anytime soon. The idea of having a professional come in and negotiate on your behalf is a very appealing option for many people. When you think about the complexity of buying a...
CONSUMERS who use ATMs not owned by their own banks paid $660 million in mostly unnecessary fees. A large chunk of this money could be kept in people’s pockets with some good planning and budgeting. The fees, known as foreign ATM fees, are those charged by the...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.