As your income has increased over time, you may have expected to have more cash flow and savings. What you may have found, however, is that the higher your income is, the more you’re spending. This is known as lifestyle inflation. Once you can afford nicer...
Automotive safety tech is ever-evolving. Here’s the WhichCar guide to the minimum safety features you should aim for in your next new car. The days are long gone when airbags and three-point seatbelts were considered high-end safety kit for cars. The technology used to keep motorists...
Investors should brace for the reality of the underlying economic situation to “kick in at some point” – which could have dire consequences for retirees and anyone who is looking to retire in the near term, despite investments and super holding steady for now. In an...
Owner-occupiers who are paying principal and interest on their mortgage are being rewarded by financial institutions with a lower interest rate. The latest analysis by comparison site Mozo found that principal and interest loans are 68 basis points below those paying interest-only loans. With the Reserve Bank...
The following 35 links break the 2020 Federal Budget down into bite size bits.
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An investment expert has weighed in on some of the best and worst habits held by investors, and how they can help or hinder an individual’s journey to wealth. Investors should read the daily news and keep up to date with market and industry trends And when...
Ever wondered why some people accumulate more wealth than others, even when their incomes are on par? It probably stems from their personal values, writes Helen Baker. You and your best mate have so much in common: you’re the same age, earn similar incomes, live in...
Claiming income protection insurance while suffering from a mental health issue can be challenging, but it doesn’t have to be, writes Helen Baker. I’ve helped many clients access their income protection insurance for mental health reasons – people who are going through divorce, post-divorce, widowed, employment issues...
The following links are to Fact Sheets that describe in detail how the Federal Government feels the 2020 Budget will impact you.
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Australians are more likely to have surplus due to COVID-19 restrictions than to be actively saving money, a financial planner has said. According to results released by the Reserve Bank of Australia (RBA), households are now saving 5.5 per cent of their income. However, Creation Wealth senior financial planner...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.