21 Sep Smart spouse investing
Spouses have clear motivations to at least consider the potential benefits of taking a co-ordinated approach to savings and investing – as well as in dealing with their day-to-day budgeting.
...Spouses have clear motivations to at least consider the potential benefits of taking a co-ordinated approach to savings and investing – as well as in dealing with their day-to-day budgeting.
...We’ve been told forever that people are working on cures for the ailments and diseases that we worry about encountering in our lives, or impact the people around us. But there has been a recently renewed focus from health professionals on ‘preventative health’ that is...
You may be keen to go wherever the wind takes you, or you might be a plan-to-the-hour type of traveller. There are benefits to both styles. Travellers often fall into two categories—the planned and the unplanned—and more than likely, you already know which of the two...
You've worked tirelessly to own the home of your dreams. But if you suffered from a health complication, would you be able to cover your mortgage repayments? Almost half a million Australians turn to government support each year because they're unable to work due to ill...
The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity...
An article based on a 16 year study by Vanguard Investments Pty Ltd.
...With nearly one in three people planning to save their tax return, have you considered what you might do with yours? This year more than 75% of Australians expect to receive a tax return, with a large portion of the population planning to use the money...
We are all genetically blessed (or not) with our skin, but if you have fairer skin, there’s a good chance you regularly feel personally victimised by uneven, red, inflamed or blotchy skin. While it usually develops when you’re younger, there are ways you can prevent...
You know the age-old debate: should you store tomato sauce in the fridge or pantry? Well, finally – here’s the right answer to that question, plus the correct way to store fourteen other common foods: Tomato sauce: in the fridge once opened (you knew it, didn’t you?!) BBQ...
Why Australians will need to plan towards a self-funded retirement Due to Australia’s rapidly changing population demographics, there’s a silent transfer of ‘longevity risk’ going on from the state to the individual, and the implications for your retirement savings are enormous. Government remains the holder of ‘last...