Why invest in property? What makes this such a popular option? You can earn rental income plus benefit from capital growth. What’s different for investors vs. homeowners? Stamp duty If you’re an investor you’ll also pay stamp duty, which varies, depending on your state. This is based on your...
There are more than 600,000 self-managed super funds (SMSFs) in Australia controlling more than $700 billion – so on average each fund holds more than $1.2 million - and many people who set up an SMSF do so to have greater control over their investments...
Why the current rate conditions remain favourable for investing in bonds. The Reserve Bank of Australia’s (RBA) latest decision to keep interest rates on hold at 4.35% affirmed the market’s view that, while higher rates are here to stay, they have likely reached the peak. With every...
While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may affect your family’s financial wellbeing. Different types of life insurance or personal insurance can provide an income when you’re unable earn,...
In my five-year study of the habits of the rich and poor, I discovered that luck plays a critical role in determining success or failure. In fact, 87% of the rich in my study admitted that good luck, or unexpected good consequences, made it possible for...
In our busy and often stressful lives, finding happiness can seem like a big challenge. But there's a growing idea that true happiness can come from the small, everyday moments that we often overlook. This is where "microjoys" come in. Microjoys are tiny, brief moments of...
Microwave ovens have become a kitchen staple, synonymous with convenience and speed in our fast-paced lives. Need to reheat last night's dinner, whip up a quick snack, or defrost that chicken you forgot to take out? The microwave is your go-to solution. Beyond the convenience, have...
Value… it’s such a tricky concept to unpack and define. We all know that gold, diamonds, oil and even saffron are high-value commodities thanks to their scarcity, desirability, or the fact that we need them to go about our lives. It’s the delicate balance between supply and...
Rising property prices have led many people to look for ways to unlock the increased equity in their homes so they enjoy a comfortable lifestyle in their golden years. For most of us, our homes represent the biggest or most significant portion of our wealth. But...
Here are some basic principles to help give investors the best chance of success. Be deliberate The first step to building a sound investment portfolio is to know why you’re investing. Setting measurable investment goals gives investors clarity and direction, and prevents them from falling into common investment...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.