Author: admin

16 Dec Review queries retirement system understanding

Posted at 09:00h in Retirement by admin 0 Comments

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The Retirement Income Review questioned if consumers understand the end purpose of the retirement system and if more needs to be done to make it clearer.

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15 Dec 3 ways to take control of your financial wellbeing

Posted at 09:18h in Financial Planning, Lifestyle by admin 0 Comments

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If you’re losing sleep over looming bills, scared to check your bank balance before payday, or feeling stretched living week to week, these may be signs that your financial health is negatively impacting on your personal health, writes Bryan Lee. The first step to taking back...

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14 Dec Superannuation changes

Posted at 12:02h in Superannuation & SMSF by admin 0 Comments

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Learn more about the latest super reforms and what they could mean for you.  Putting Members’ Interests First legislation Putting Members’ Interests First (PMIF) law was passed in September 2019. It aims to prevent certain people being charged for insurance inside their super that they may not...

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13 Dec 10 ways to boost your financial wellness over the festive period

Posted at 09:22h in Financial Planning, Lifestyle by admin 0 Comments

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The lead-in to Christmas and the holiday period, whilst full of joy, can also have a significant impact on financial and holistic wellness. Two in five Australian workers are financially stressed. There are many drivers of this, some of which include our lack of financial direction,...

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13 Dec Retirement planning in 15 minutes a day

Posted at 09:00h in Retirement by admin 0 Comments

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There are few things in today's world as certain as this. Ask anyone how they are and the answer you're likely to get is "I'm good. Busy. How are you?"

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12 Dec Pros and cons of Guarantor Home Loans

Posted at 09:43h in Loans and Finance, Property by admin 0 Comments

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As it becomes more and more difficult to break into the housing market, many families are considering the option of a guarantor home loan – generally used when parents provide their house as guarantee for a child’s loan. Basically, if you haven’t succeeded in saving enough...

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11 Dec What’s A Better Strategy To Access Equity: Take Out A Line Of Credit Or Just Top Up A Loan?

Posted at 08:50h in Education, Loans and Finance by admin 0 Comments

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Lines of credit can be very useful; however, you need to be careful regarding an evergreen set-up in which no repayments are needed and the interest is added on to the loan. Years ago that was a sound strategy for increasing your tax deductible debt. This...

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10 Dec Eggs, baskets and diversified SMSF investment strategies

Posted at 09:00h in Investment, Superannuation & SMSF by admin 0 Comments

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The ATO wants to ensure that, when an SMSF has a significant majority of its investments in a single asset class, the trustees have considered, as part of the investment strategy, the risks which could arise from that limited diversification.

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09 Dec 7 tips to improve your financial wellness

Posted at 16:25h in Financial Planning by admin 0 Comments

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What is financial wellness? How you feel, is your wellness. How you feel about your money is your financial wellness. This can be measured by the financial wellness index, which measures a person’s satisfaction with their current and future financial situation. Some days you might feel confident...

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07 Dec New opportunities for employees to claim additional superannuation

Posted at 09:00h in Superannuation & SMSF by admin 0 Comments

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Under the current rules, the maximum amount of “concessional” superannuation contributions that can be claimed is $25,000.00 per person per annum.

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