Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available. With income protection insurance, you can be paid some 70 per cent of your income for a specified...
Whether you’re selling, looking to buy or simply wanting to refinance, you need to know the value of the property in question. The tricky thing is there can be a distinct difference in values depending on who assesses the property – whether it’s the bank, council,...
Retirement planning is a multifaceted process that demands careful attention to financial, legal, and personal considerations. For Australians looking to secure a comfortable and fulfilling retirement, having a comprehensive checklist can guide you through the necessary steps to prepare effectively. This ultimate retirement planning checklist encompasses...
You may have heard it said, "No risk, no reward." But did you know that time can actually decrease your risk while increasing your reward? Investing: Risky business? When some people think of investing, they focus on the potential for great rewards—the possibility of picking a winning...
Buying insurance through super has many advantages, but you need to make sure you are getting the right cover for your individual needs. In some cases, you may be paying for nothing.Most super funds offer life and total and permanent disability (TPD) insurance to fund...
Understanding financial health Financial health is an important part of our lives. When we take care of our financial health we can better manage financial stress and achieve our financial goals. Financial health is made up of three components: the ability to meet everyday commitments like paying your...
Here is a clever hack to cut down the time to cook ribs. Soon you’ll be able to make delicious, fall-off-the-bone ribs without the long, hot and tiring process of the past. Instead of the usual three to four hours, you’ll just need about an hour...
Staying active and maintaining muscle mass becomes increasingly important for overall health and well-being. While many people associate muscle mass with strength and physical appearance, its role in preventing injuries and age-related illnesses is often overlooked. Beyond the visible strength, muscles provide essential support for joints...
Understanding cash flow Understanding cash flow can be the difference between a solid long-term investment and a costly mistake, writes Michael Sloan. So do your research – and get good advice before you buy. What is negative cash flow? Oftentimes investment properties generate negative cash flow. That means,...
We spend decades watching our super balances grow but for those thinking about retirement in the next few years, it can be confusing to work out how best to use your super. Here are some of the considerations for the popular options. Easing into retirement You can keep...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.