These loans are a great way to access the equity in your home to use for things like home renovations, investments or other personal purchases. Repayments on a line of credit loan are determined by the interest rate applicable at that time. If you have...
You’ve seen a lot of homes lately. You have been out every weekend searching for the right home for you. At this point, you might not be sure it’s even out there, or if it is, you might not find it. Then you drive up...
A great place to keep up-to-date with the 'bigger picture'.
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The Financial Services Council (FSC) has compiled detailed new data that provides deep insights into the underlying causes of total and permanent disability (TPD) claims in Australia. FSC CEO Sally Loane said the collection of new life insurance data, an initiative by the FSC with KPMG...
If your goal is to save for the future, or perhaps start putting away for your children’s education - then unless you plan on putting your savings under your mattress, the sooner you start the better. That’s because you could be missing out on earning compound...
The rate of car recalls is at an all-time high. But that doesn’t necessarily mean that manufacturers are building less reliable cars. A recall letter is usually something you don’t want to receive. You’ll usually need to schedule a trip to the dealership, have an argument...
Purchasing a car is one thing, but affording to run it can be a whole different kettle of fish. Here are some things to consider Budgeting for a new car is one thing, but often forgot is the slew of ancillary costs that also come...
Of all the decisions we make, investments ought to be the most rational. We should be able to whip off our rose-coloured glasses, replace them with green eyeshades and choose the lowest-cost investments with the highest-expected returns to create a diversified portfolio.
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From 1 July 2018, if age 65 or older and satisfy the eligibility requirements, you may be able to make a downsizer contribution into super of up to $300,000 from the proceeds of selling your home. Both members of a couple will be able to take...
Just when you thought that you could get the best home loan deal by simply having a lump sum of cash, you might have to think again. Not all cash deposits are acceptable in applying for a home or investment loan when your deposit is...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.