When your deposit is less than 20% of the value of the property you're buying, a lender is going to charge you a hefty lender's mortgage insurance (LMI) premium to reduce its risks. LMI is one of those extra costs that often catches home buyers by...
We’ve all heard about downsizing and upsizing, but what about rightsizing? ‘Rightsizing’ is used for when you find the right fit for you. In property terms, this means a property that best suits your circumstances and lifestyle. What is rightsizing? While upsizing and downsizing are largely focussed...
Ramen Korean noodles have become incredibly popular worldwide because they are quick, cheap, and tasty. Originally from Japan and made popular in Korea, these instant noodles are now a common meal for many people, especially students and busy workers. The main draw of Ramen noodles is...
Balancing work, home, and leisure can seem like an impossible goal. With job responsibilities mounting and household chores piling up, it's easy to fall into a routine in which fun is a distant memory. Between work and home responsibilities, our days are packed. With technology keeping...
Longevity risk is a growing concern for many working Australians as well as retirees. The fear of running out of money in retirement, also known as FORO, is certainly not a new phenomenon. But Vanguard’s 2024 How Australia Retires research shows just how real, and prevalent, that fear is...
What's the difference between managed funds and ETFs? If you're an investor on the Australian stock market, or are considering becoming one, there's a good chance you've heard of ETFs. ETFs are exchange traded funds, and they remain the fastest-growing investment segment on global stock markets. But there's...
Life is full of twists and turns, and it is important to be prepared for any possibility. Having adequate life insurance is an important safety net to have in place should something go wrong.Yet the gap between what we need and what we have, has...
Let’s face it, while we want to be living our best lives, it is only too easy to get bogged down by the daily grind. If you are one of those who tends to put off financial admin tasks – read on as the boring...
Puffy eyes are a common concern that affects many people, and they can occur for a variety of reasons. They not only affect your appearance but can also be uncomfortable and sometimes even painful. Whether it's from lack of sleep, allergies, or just a rough day,...
Two popular sugar alcohols are xylitol and erythritol. These sweeteners, often marketed as healthier alternatives to sugar due to their low-calorie profiles and minimal impact on blood sugar levels, have come under scrutiny for their potential links to cardiovascular issues. Xylitol occurs naturally in fruits and...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.