It’s a question that no one ever wants to face: what happens if I put the wrong fuel type in my car? This is a very embarrassing story for a motoring journalist to write, but using the wrong fuel is an increasingly common problem. There are a number of...
Since early 2020, the time needed to save for a deposit has increased by more than two years. Prospective homeowners need to save for a record 11.4 years in order to be able to afford a 20 per cent deposit on a home, a new report...
Superannuation is a percentage of your income put aside by your employer over your working life to help fund your retirement. Here are three important things to consider when it comes to super. Superannuation (or Super) is a percentage of your income put aside by your...
When markets fall, it's natural to want to take action to prevent further losses. Doing so however can do more harm than good. Here's why timing the market to buy low and sell high is not as easy as it sounds. If you’re invested in the...
Living through COVID-19 has brought many challenges and shifting priorities as we deal with the financial impacts of the pandemic, and that includes the issue of life insurance. On the one hand, the pandemic has highlighted the importance of life cover. On the other, those who...
With the price of iceberg lettuce peaking at an insane $12, and inflation not letting up any time soon, it’s a good time to review what you can do to reduce your food spend. If you’ve been wincing at the total on the register at the...
Life just seems to get ever busier as the years roll by and our most precious commodity is often our time. We could all do with a few more hours in the day and technology continues to play a vital role in bringing efficiencies into...
he phrase 'no man is an island' is from a poem written by John Donne and expresses the idea that humans need to be part of a community to thrive. That’s certainly true, by nature we are social creatures and connection is a core human...
Amortisation period The time taken to repay a debt, including accrued interest, in full through regular repayments. Basis points Refer to a common unit of measure for interest rates and other percentages. One basis point equals 0.01 per cent. For example, 50 basis points equal 0.50 per cent. Break...
Self-managed superannuation funds (SMSFs) have become the retirement savings vehicle of choice for more than 1 million Australians. According to Australian Tax Office data, there are now more than 600,000 SMSFs collectively managing close to $900 billion in superannuation assets. Yet, as popular as SMSFs have become...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.