Responsible lending guidelines are designed by financial regulators to protect the vulnerable from entering into more debt than they’re able to service, but are having a knock-on impact on some retirees. One reader complained that, despite having held a credit card with the same institution for...
There are often upsides and downsides in any piece of legislation, especially when it comes to superannuation.
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The data contained on this website can help with many day to day decisions.
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Aussies are being urged to take note of the big money changes that are expected to occur this year, to help themselves prepare financially for the months ahead and save big where possible. Comparison site Finder has done some digging and compiled a list of key...
When it comes to superannuation, most funds offer a range of investment options. If there’s one thing certain in life it’s change. And generally your attitude towards saving and investing will change as you get older. How your super is invested when starting your first job may...
When I was in my 20s, I flirted with dreams of becoming a race car driver or a foreign correspondent.
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Homebuyers and real estate investors are being warned to watch out for the hidden traps that may be lurking in their potential purchases. Leaky showers, cracked ceilings and self-opening doors and among the signs pointing to bigger and more costly “nasty surprises”, the Association of Building...
How to build environmental, social and governance factors into your investments The climate change debate has made it to the top of the news agenda, with many Australians now considering what they can do to help the environment. For some, this will include making changes to...
Pay more, more often. Want to pay off your mortgage early? Then make bigger mortgage repayments, more frequently. You’ll own your own home sooner and save a bundle on interest.E.g. paying an extra $10 per week on a $350,000 home loan (@7% average) saves nearly two...
The Australian Taxation Office (ATO) has issued a renewed warning to Australians about the potential ramifications of illegal early release of super.
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He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.