So you’re going to take the plunge into real estate ownership. Congratulations! You’ve just made a smart decision in securing your financial future. Let us help you with our top 10 tips for buying your first home. 1. Decide what you can afford Take a look at your salary,...
Unfortunately, of recent times there has been no shortage of negative press, comment and sentiment about financial planners but what is the real picture?
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Retiree clients looking to sell their property can often contribute more to their SMSF than expected through the government’s recently introduced downsizer contribution rules, due to the flexibility to split contributions between spouses and use them in conjunction with other contribution rules, according to Fitzpatricks Private Wealth.
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This animated chart is simply amazing. It's fascinating to see how the world has changed and is changing. Food for thought!!
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An offset account is a transaction account that can be linked to your home or investment loan. The credit balance of your transaction account is offset daily against your outstanding loan balance, reducing the interest payable on that loan. Offset accounts enable you to make the...
Buyer's Advocates are becoming more and more popular, and this trend does not appear to be slowing down anytime soon. The idea of having a professional come in and negotiate on your behalf is a very appealing option for many people. When you think about the complexity of buying a...
CONSUMERS who use ATMs not owned by their own banks paid $660 million in mostly unnecessary fees. A large chunk of this money could be kept in people’s pockets with some good planning and budgeting. The fees, known as foreign ATM fees, are those charged by the...
These loans are a great way to access the equity in your home to use for things like home renovations, investments or other personal purchases. Repayments on a line of credit loan are determined by the interest rate applicable at that time. If you have...
You’ve seen a lot of homes lately. You have been out every weekend searching for the right home for you. At this point, you might not be sure it’s even out there, or if it is, you might not find it. Then you drive up...
A great place to keep up-to-date with the 'bigger picture'.
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He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.