Superannuation is one of the most effective wealth creation tools in Australia today. The taxation benefits of voluntary contributions into your superannuation are well-known, as is the ability to access your super funds (via a self-managed super fund) to invest in property. Unfortunately, however, there are simple mistakes...
Australian Tax Office Office data shows a high percentage of SMSFs are lacking portfolio diversification. The Australian Taxation Office has just released its annual overview of key statistics and analysis of Australia’s self-managed superannuation fund (SMSF) sector for the 2021-22 financial year. While the ATO releases its most current...
Managing risk is an essential part of investment strategy to reduce the potential for losses. Risk is not just associated with investing though - life can throw a curve ball or two and insurance is one way to manage risk in a broader context. It’s a matter...
Understanding financial health Financial health is an important part of our lives. When we take care of our financial health we can better manage financial stress and achieve our financial goals. Financial health is made up of three components: the ability to meet everyday commitments like paying your...
MANY PEOPLE TURN TO ALCOHOL WHEN THEY'RE FEELING STRESSED. THEY BELIEVE THAT ALCOHOL CAN HELP THEM RELAX AND UNWIND AND PROVIDE TEMPORARY RELIEF FROM THEIR WORRIES. HOWEVER, WHILE IT MIGHT FEEL LIKE ALCOHOL IS HELPING YOU COPE WITH STRESS, IT'S DOING THE OPPOSITE. Consider the last...
Whether it is an office, shop, warehouse, or even a factory, some investors are attracted to commercial property for portfolio diversification or for positive cash flow. But the thing is, successful commercial property investment is a different niche. It requires an understanding of complex market factors, unique financing requirements,...
Give me the main points The most important reason to consider taking out life insurance is to protect your family if you die or become unable to work. There’s a good case for anyone with dependants or people who plan to have dependants to take out life...
How are you with your credit card payments? Well, according to new research from Finder, an alarming number of Australians are falling behind on their credit card repayments. In fact, based on Finder’s Credit Card Report 2024, 1 in 8 (13%) Australian credit card holders – equivalent...
If you're looking to rid your body of impurities, Dopamine Fasting may be the way to go. Unlike other detoxes that can leave you feeling lightheaded and lethargic, Dopamine Fasting leaves you feeling full of energy and ready to take on the day while cleaning...
STAYING ACTIVE AND MAINTAINING MUSCLE MASS BECOMES INCREASINGLY IMPORTANT FOR OVERALL HEALTH AND WELL-BEING. WHILE MANY PEOPLE ASSOCIATE MUSCLE MASS WITH STRENGTH AND PHYSICAL APPEARANCE, ITS ROLE IN PREVENTING INJURIES AND AGE-RELATED ILLNESSES IS OFTEN OVERLOOKED. Beyond the visible strength, muscles provide essential support for joints...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.