When faced with a specific task or journey we need to anchor to what is important to us and focus our attention on deliberate steps forward, writes Darren Smith. For a moment I want you to close your eyes and imagine you are on the roof...
If so, you may wish to hold off until April 2022 - so you can benefit from the changes to the downsizer superannuation contribition rules which take effect on July 1st! Currently if you downsize your home and you are over age 65, then you (and...
Asset rich and income poor is the dilemma faced by many retirees. But there may be opportunities to boost your income in retirement by tapping into your biggest asset – your home. With property prices booming, many retirees are finding that the home they have lived...
What do you want out of life? While it’s great to have a vision of what we want our lives to be like, without clear goals and a plan to achieve them our dreams for the future are likely to remain just that. The good news is...
If you’ve owned an individual income protection or salary continuance policy in recent years, you may have seen your premiums increase as insurers struggled to cover their large losses on these products. Given the ongoing competition and generous features in some products, the Australian Prudential Regulation...
When it comes to setting financial priorities, medium-term goals often suffer from middle child syndrome, not taken as seriously as the oldest or indulged as much as the youngest. The serious long-term goal of saving for retirement gets lots of attention, and rightly so. It’s super...
More than half of Australians are currently saving to take a trip in 2022. Aussies are planning to save an average of over $5,000 for travel in 2022, according to a new survey from the Commonwealth Bank, as international borders swing open. Travel was identified by respondents...
Whether you are aware of it or not, your health plays an important role in how you run your business, writes James Short. In fact, it affects all aspects of your life and not just limited to your business endeavors. You might be tired of hearing...
Westpac has suggested that a gentle slowing in the property market has begun ahead of an anticipated correction later this year. The property market is set to suffer a decline in turnover during the first half of this year in response to shifting consumer sentiment, according...
The principle of ‘salary sacrificing’ may not sound very appealing. After all, who in their right mind would voluntarily give up their hard-earned cash. But it can have real financial benefits for some in terms of reducing your taxable income, which could see you pay...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.