Protecting income from unexpected illness and injury is particularly important to anyone with a mortgage to service, small business owners and self-employed people with no sick leave available. With income protection insurance, you can be paid some 70 per cent of your income for a specified...
Have you ever looked around your place and wondered how much cash is sitting in those old clothes you never wear, gadgets you never use or other items just gathering dust? Turns out, you might be sitting on a small fortune without even realising it. In...
Strength training is one of the best ways to build muscle, burn fat, and improve overall health. While big gym machines and barbells can be effective, they’re often expensive, take up lots of space, and can be intimidating for beginners. That’s where adjustable dumbbells come in—a...
Constipation is a frequent digestive problem that can impact individuals of all ages. It often leads to discomfort, bloating, and sometimes even pain. While many remedies are available, hydration is crucial in maintaining regular bowel movements. Both water and tea are popular choices for staying...
For those getting ready to stride into the world of home ownership, the uncertainties of pre-approval can cast a shadow of doubt over an otherwise exciting time. When is it necessary? How long does it last? And what does it involve, exactly? Pre-approval is a lender’s...
Future investment returns are unknown, but past returns are a guide for retirement. If you’re a member of a superannuation fund, for all intents and purposes you’re a long-term investor. After all, most of us will be receiving regular compulsory Superannuation Guarantee contributions from an employer for...
Even investing small amounts on a regular basis will compound returns over time. Among many other things, the theoretical physicist and Nobel Prize winner Albert Einstein had a strong grasp of mathematics, particularly around the power of compounding interest returns. “Compound interest is the eighth wonder of...
When getting ready to buy property, there are many things to keep track of as settlement approaches. An important consideration is what you will need in terms of insurance – admittedly not the most exciting part of buying a new home, but one which can...
We believe financial advice is essential for Australians looking to build wealth and reach their goals, whether in the early stages of their career or during retirement. Financial advice adds tangible improvement to client outcomes, through suitable asset allocation, cost-effective implementation, and spending strategies. Not to...
Balancing work, home, and leisure can seem like an impossible goal. With job responsibilities mounting and household chores piling up, it's easy to fall into a routine in which fun is a distant memory. Between work and home responsibilities, our days are packed. With technology keeping...
He is also an accomplished presenter and educator
Co-authoring the popular investment book, Property vs Shares.